Advanced Credit Risk and Financial Analytics tools to prevent losses and balance business growth and credit risk.
Overview

Kastle® CRx is a comprehensive financial analysis and risk rating tool that allows financial institutions to accurately assess and monitor a borrower’s credit worthiness. Its configurable framework captures, analyzes, projects and models financial and non-financial details of a borrowers allowing for speed and consistency of analysis across the organization bringing tremendous business benefits.

Over 100 Customers Worldwide
100+ Kastle® Universal Lending System
Modules
- Historical Financials
- Complete flexibility in defining multiple templates (e.g. Manufacturing, Financials)
- Defining multiple line items with ability to have unlimited drill down
- Deriving cash flows and ratios based on balance sheet, income statement
- Define covenants whose breach needs to be monitored
- Captures comments against each line item
- Reconcile data entry.
- Complete flexibility in defining multiple templates (e.g. Manufacturing, Financials)
- Projections
- Project data using any four methods
- Absolute Number
- Percentage growth over previous period
- Percentage of another line item
- Formula
- System auto reconciles assets and liabilities
- Projections can be using past trends
- Project data using any four methods
- Reports
- Generate standard reports
- Create custom reports
- Define multiple models and scorecards for obligor rating
- Define multiple models and scorecards for facility rating
- Ability to capture facility, collateral and guarantee details
- Subjective and financial parameters with scores and weightages
- Define inflators/ deflators for changing score/ rating based on conditions
- Rate industry/ country if required
- Rate obligor / facilities using desired model
- View various risk reports to analyze credit worthiness
- Keep detailed history of changes in risk models over time
- Web based comprehensive financial analysis and risk rating tool
- Configurable framework captures, analyzes, projects and models financial details
- Security features including access control, audit trail, maker-checker
- Easy to interface with external systems
- Leverage browser technology for quickly creating access to RMs
- Implement consistent financial statement templates
- Implement transparent risk model framework
- Credit decision and monitoring