KASTLE Universal Lending Origination, our successful loan origination system, is a Web-based, workflow-driven prospecting and approval processing solution for automating the customer acquisition life cycle of retail and corporate products, which are offered through multiple channels. The loan origination software is designed for organizations involved in any or all processes of acquisition, pre- and post-approval processing of an individual or corporate loan.
The KASTLE Universal Lending loan origination system is designed to handle multi-subsidiary operations to offer multiple products. The loan origination software incorporates any number of business partners and business partner types, a feature that is preferred by organizations having Business Process Outsourcing (BPO) strategies. End-users in partner organizations can also use it.
- Configure and manage your company credit policies in KASTLE Universal Lending to automatically check and ensure conformance to your internal risk and credit eligibility norms
- Manage workflows which map your business processes
- Maintain unique workflows for each business product
- Have multiple customer touch points to facilitate business partners
- Track the status of each application online
- Measure employee performance and turnaround times
- Generate offers based on the risk profile of the customer
- Create and manage various collaterals
- Store and use scanned pre-approval documents to effect a paperless workflow
- Provide secure and controlled access to users based on roles defined
- Sales force
- Leads
- Risk policies
- Credit policies
- Risk-based offers
- Hierarchy-based credit deviations
- Verifications / valuations
- Document images
- Multi-stage disbursements
- Post-disbursement documents
The solution comprehensively supports credit card origination and SME / corporate loan origination.