Harish Shenoy

Chief Performance Officer

Performance-driven Senior Executive offering 27+ years’ strategic leadership in business management with operational excellence, overseeing all business functions to ensure optimal performance. Recognized as an accomplished change agent with success in transforming and improving operations through the development and implementation of processes, programs, and strategies. Leverage business acumen across diverse cultures and economies. Noted strengths in the ability to incorporate innovative management techniques that result in enhanced business practices, increased productivity, and profits.

Has exposure to best practices in operations & software deliveries for Global Banks, Insurance Companies and Corporates across the BFSI spectrum.

An MBA from Mumbai University through Narsee Monjee Institute of Management Studies, backed with a Master’s Diploma in Computer Science and Graduation in Science from Mumbai University.

Sax Krishna

Chief Operating Officer – Digital & NextGen Business​

Sax Krishna joined 3i Infotech as a Chief Growth Officer for Americas, Europe, Middle East, and Africa. He has over 30 years of experience in IT, BPS & Technology domains across North America, Europe, India & APAC with repeated success in Digital/ Business Transformation. His ability to combine long-range strategic planning and tactical execution to create differentiated value propositions, launch new businesses and drive exponential and sustainable growth has transformed many organizations. Sax is a consummate leader, with experience in managing cross-functional teams across geographies with goal congruence and collaboration leading to scalable high margin repeat business.

As an ardent fan of Digital Transformation since the early 2000s, Sax often plays the role of a strategic advisor to the CXOs of client organizations. His ability to understand the inflection points of transformation across business processes leads him to design technology-enabled solutions that drive genuine business outcomes. Sax over his span of career has helped enhance Enterprise Value across HCL group, PE firms, Tech Mahindra (Satyam), Aditya Birla Minacs (ITES company of the AB Group) & ATOS. An Alumnus of BITS Pilani, Sax calls two Capitals – NCR & Washington D.C. – as homes. Sax is married to Nandini with two daughters. Besides work, music is his passion. In his spare time, he loves to cook fusion food.

Dr. Kalyan Krishnamoorthy

Chief Business Excellence Officer
Dr. Kalyan Krishnamoorthy is our Chief Business Excellence Officer, responsible for Business Excellence including Delivery Excellence & GRC, enabling improvement of efficiency (Business Results) and effectiveness (Customer Results). He also leads our NuRe Maestra – Consulting Practice, orchestrating enterprise value solutions for our clients across the globe. Dr. Kalyan comes with over 27 years of experience in Manufacturing, IT & Services with a specialisation in People, Process & Technology Transformation. He has a PhD in Digital Service Quality from Amrita Vishwa Vidyapeetham, with research interests in Experimental Psychology and Business Excellence.

Mohan TS

Chief Human Resource Officer
27+ years of Human Resource expertise across Industry segments (IT, ITES, Telecom, Food Processing & Manufacturing). Experiential knowledge in dealing with different situations/cultures. Most of his professional life was spent on Talent Acquisition, Performance Management, Compensation Management, Industrial Relations, Employee Retention interventions/Engagement, Rebadging, and Organizational Development interventions. Experience in diverse practices for different geographies/ cultural expectations.

Highlights: Talent Acquisition, Compensation Management, Performance Management, Employee Engagement, Industrial Relations, Business & Domain knowledge in IT for HR interventions, HR Transitions and solutions, Rebadging, Organizational Development Interventions, and Digitalization of HR work processes.

Sushant Purushan

Chief Revenue Officer (IBR)

Sushant Purushan, an industry expert joined 3i infotech to lead the Digital IMS and Cloud Transformation services in India & South Asia. Bangalore-based Sushant has over 24 years of experience in the IT and services industry in India and South Asia.
Sushant has worked with several reputed firms such as TCS, CMC, Wipro Infotech, IBM India, and Sify Technologies and handled various assignments such as Sales, Product/Practice Management, Delivery, and P&L management. At Sify Technologies as a Business Unit Head, he successfully led the journey of transforming a data-center business unit into a Cloud-centric business by incorporating various transformation activities. His experiences among many are in managing cross-functional teams across geographies. He believes collaboration and partnership are key success factors for any business to sustain. Sushant is married to Rajashree, and has two children daughter and a son. Besides work he loves sports; playing tennis & cricket are his favorite sports.

Sudeep Nadkarni

Chief Revenue Officer (GBR)

Sudeep has over 25 years of experience leading progressive firms in developing corporate strategy, executing business turnarounds, and transforming business operations. He joined 3i Infotech to work on large deals and GROW the business globally, he will be working closely with various regions to grow the footprints of 3i Infotech. His work has consistently delivered a stronger competitive position for product &
services firms operating in global technology markets and returned measurable value for shareholders and customers alike. Over the arc of his career, Sudeep has been a trusted advisor to C-level executives of visionary, growth-oriented client firms. He has in-depth experience in new venture launches, building/operating shared services operations, and executing transformative talent and technology acquisitions. Adept at both organic & inorganic growth options, Sudeep has negotiated & executed several multimillion-dollar intellectual property acquisitions and has spent a large part of his career establishing and leading financial technology and operations outsourcing centers from the ground up. Sudeep is an India-born American citizen and has spent extensive periods of time living and working in the US, Europe, Asia, the Middle East, and Africa. He possesses a deep understanding of the global financial services marketplace and has strong relationships with its major players. He is a speaker on topics of entrepreneurship, integrative marketing, financial technology, and business process outsourcing. An Electronics Engineer by training, Sudeep is certified in mergers and acquisitions from the University of Chicago – Booth School and has an MBA in marketing & strategy from Kellogg Graduate School of Management. He has been based out of Chicago for over 3 decades.

Mr. Thompson P. Gnanam

MD, Global CEO

Thompson P. Gnanam is a computer science engineer from the College of Engineering Guindy, Chennai, with an overall experience of 27+ years in the IT, ITES, and Telecom industry.

A natural entrepreneur-turned-corporate intrapreneur who has built various “Centres of Excellence”, he has grown businesses globally and transformed business outcomes. He has successfully built people-centric business models based on the idea that people are the biggest assets and the most important differentiators; he believes in the ideology that ‘Customer is first; Customer is always right’.

An assertive problem-solver with a strong process reengineering and ‘Design and Lean’ thinking mindset, Thompson challenges the status quo and has been a catalyst of change in various organizations by leading from the front through inclusive and collaborative leadership. He also strives to leverage the power of technology to drive business transformation.

He started as an entrepreneur in the 90s, established his IT infrastructure management, system integration, and networking business, and expanded to manufactured computer systems.

He entered the corporate world in 2001 and has since, worked with multiple global organizations, such as Danaher, Hewlett Packard, Vodafone, Hexaware, Tata Business Support Services (BSS), and Lebara Mobile and Conneqt Business Solutions. He has experience in various diverse roles in Global Sales &Marketing, Operations, Business Transformation, Business Unit Management, Profit-and-Loss Management, and Digital Business Services. He was the Chief Digital Business Officer in his last assignment with Conneqt.

He believes that the 2021 post-COVID decade is a ‘Digital First, AI-First, Cloud-Native, Edge-Computing, Real-time analytics’ era in which business models have to be based on the ‘co-existence of humans and humanoid’ in a cognitive enterprise.

Harish Shenoy

Chief Performance & Risk Officer

Performance-driven Senior Executive offering 27+ years’ strategic leadership in business management with operational excellence, overseeing all business functions to ensure optimal performance. Recognized as an accomplished change agent with success in transforming and improving operations through the development and implementation of processes, programs, and strategies. Leverage business acumen across diverse cultures and economies. Noted strengths in the ability to incorporate innovative management techniques that result in enhanced business practices, increased productivity, and profits.

Has exposure to best practices in operations & software deliveries for Global Banks, Insurance Companies and Corporates across the BFSI spectrum.

An MBA from Mumbai University through Narsee Monjee Institute of Management Studies, backed with a Master’s Diploma in Computer Science and Graduation in Science from Mumbai University.

Mr. Ashok Shah

Non-Executive Independent Chairman

Mr. Ashok Shah holds a bachelor`s degree in science with a post-graduate degree in Economics. Mr. Ashok Shah Joined the Life Insurance Corporation of India (LIC) as a direct recruit officer in 1977. In his more than three decades in the Corporation, he has served in all important positions in Operations. He retired as Zonal Manager (Executive Director cadre) at Delhi and oversaw LIC’s premier Zone, Northern Zone, for five years. Subsequently, he went on deputation to the National Insurance Academy, Pune, as Chair Professor. In June 2010, he subsequently joined LIMRA (Life Insurance Marketing and Research Association), a U.S.-based entity as Director–India.

Mr.Avtar Singh Monga

Non-Executive Independent Director

Mr. Avtar Singh Monga has been associated with the Financial/Banking industry for almost 38 years and has worked with some of the best global enterprises in leadership positions both for India as well as the global level. He has spent a considerable amount of time with Bank of America, first as part of their India business and later establishing and scaling their Global Delivery Centres of Expertise as its Managing Director. He has also been part of GE Capital India where he spearheaded SBI Card JV as well as transport Financial Services as CEO. More recently, he has been Chief Operating Officer/Executive Director/Head of Retail Bank with IDFC Bank and was instrumental in launching the bank and building it as a key player in the fintech space.

He has been actively involved while at IDFC and even in a personal capacity to promote digital as well support Fintech and is also an Angel Investor.

He is passionate about building leadership and has been mentoring several successful industry leaders as well as advising a few global and local start-ups.

He holds a Master’s Degree in commerce as well as an MBA in Marketing and Finance and also is a Fellow member of the Institute of Directors.

Sanjay Rawa

Chief Financial Officer
Mr. Sanjay Rawa has over 28 years of extensive experience in leading the finance and strategic operations in IT / ITES, Manufacturing and Multinational corporates driving financial management, governance, mergers & acquisitions, change management and implement best practices and systems. In his last stint, he has been a freelance CFO and earlier to that was the Vice President & Global Finance Controller at Zensar Technologies for over a decade. Sanjay’s corporate stints prior to Zensar has been with Geometric, Philips, Future group, DSQ Software and Netel India.

Sanjay is a qualified CMA and an executive alumni with IIM and ISB. In his free time he loves travelling, read books and articles on ancient world and archaeology and watch cricket.

Ms. Zohra Chatterji

Non-Executive Independent Director

Ms. Zohra Chatterji retired in 2014 as Secretary, Ministry of Textiles in the Government of India. She belongs to the 1979 Batch of the IAS, UP Cadre, and has held several important positions in her home state including Secretary and Director Industries, Labour Commissioner, Secretary & DG Tourism, Secretary & Project Director Basic Education, etc. Her last assignment at UP was Principal Secretary IT & Industries when she was awarded the Prime Minister’s Award for Excellence in Public Administration.

She joined the Government of India on Central deputation in 2007 as Joint Secretary, Broadcasting in the Ministry of Information & Broadcasting. She became Member Secretary, National Commission for Women on promotion as Additional Secretary and was associated with drafting landmark amendments to the Criminal Law Amendment Bill and the Act for Prevention of Harassment of Women at the Workplace. She went on to serve as Additional Secretary Coal where she also held additional charge of CMD Coal India as its first woman CMD and chaired the IMG for monitoring and de-allocation of coal blocks. She became Secretary to the Government of India; Ministry of Textiles in Feb.2013. She has a keen interest in handlooms and handicrafts and introduced many new initiatives for the same, including the setting up of a Hastkala Academy in New Delhi for documentation, promotion, and preservation of handicrafts. Post-retirement, Ms. Chatterji is serving on the Board of NCML and Travel Corporation of India (TCI) as an Independent Director. She was also the former non-executive Chairman of the UP Institute of Design.

Ms. Chatterji is a graduate of Physics from Miranda House, New Delhi. She did her post-graduation in English Literature from AMU and had her schooling in Loreto Convent, Lucknow. She is currently pursuing a Ph.D. from the University of Lucknow and is the President of Alliance Francaise in Lucknow, an organization supported by the Government of France for the teaching of the French language and the promotion of Indo-French cultural relations. Her many interests include painting, photography, dramatics, and writing.

Dr. Aruna Sharma

Non-Executive Director

Dr. Aruna Sharma an Indian Administrative Officer of 1982 batch Madhya Pradesh
Cadre retired after her work as Secretary of Steel and Information Technology in government of India. She has always focused to have a comprehensive approach and establish a system in all her postings for ensuring sustainable quality outcomes. She has books reaching the Last Beneficiary: Resource Convergence Mantra Model (2008) and Impact of Recourse Convergence in Policy Making, Mainstreaming of Resource Convergence in Policy Making Program Design and Execution (2014) released by UNDP. FAO has also published her work on food security. Her latest work is the book U@Game Changer for Inclusive Growth for public representatives. Her article on “The Samagra
anti‐poverty program in Madhya Pradesh: Integrating household data, overcoming silo‐problems and leaving nobody behind “is published in electronic version and in print will come in April 2021 in Development Policy Review. Her new book Dancing Towards the $5 Trillion Economy on Holistic Beat.

As Secretary Steel drafted and successfully executed Steel Policy and preferential procurement policy. The GFR amendment set the trend to enhance domestic demand and was key to the revival of the sector. Logistic improvements were planned and envisaged by getting a ‘right of way policy’ from Railways for slurry pipelines and maximum usage of Sagarmala routes.

At State and Center, she has visualized, worked, and implemented successful software like SAMAGRA ( a household wise common database) used by all the individual and family benefit schemes, now implemented in 8 states, Panch Parmeshwar has made the entire working of Panchayat, Block and district for all works executed cashlessly. This graduated to Priya Soft. The software is real-time data of all the receipts expenditures by the Panchayat irrespective of the source of funding. Besides, all receipts and payments are cashless. It generates all the statutory 8 reports required by CAG in auto mode. The Panchayat only must enter the project estimates, cash book, and upload bills and photographs of the status of work. It is online on the web and any Panchayat can be viewed and monitored. The financial inclusion model involving all kinds of financial institutions to ensure access in 5km radius was developed along with the popularization RuPay card. Besides, envisaged and by coordination developed have a common National Scholarship portal and GeM portal for procurement to list a few. She was Secretary of Information Technology and later Secretary Steel in the government of India. She was instrumental to bring in a comprehensive approach and has visualized and drafted the National Steel Policy 2017 and a clear policy on preference for local manufacturing that has enabled the complete revival of the sector. The amendment to GFR rules by adding the life cycle cost has been the game-changer.
She was also Director General Doordarshan where she gave world-class coverage to Commonwealth Games 2010 and that sent benchmark. Doordarshan channels went up in TRP and revenue generation in her tenure. Her focus of work is also in the area of Water Security and enhancing local jobs. Access to preventive health care has been the focus when she worked as Secretary of Health and Family Welfare. The focus has been on holistic care in terms of drinking water, sanitation, preventive hygiene and vaccination, and access to inpatient. She has been a member of the National Knowledge
Commission on health care and education. Her doctoral work is on psycho-barriers in access to public health care. She has worked extensively with policymakers for the revival of mining in Goa and the new draft of the proposed mining policy.

She was in the 5 member High-Level RBI committee on Deepening of Digital Payments constituted by the Reserve Bank of India- a report that had immediate execution.
She is a Fellow with the University of Bath in the UK and working on accelerating the success and sustainability of SDGs by resorting to the common household database. She is an alumnus of Harvard Kennedy School. Her forte is development, core sectors, and environmental issues. She regularly writes for Financial Express, Economic Times, and CNBC 18. She is an independent director with SRO of MFIN, Welspun Infra, Arjas Steel Pvt Limited, IQuippino besides a lot of pro bono work in the field of development, core sector, and environment.

Mr. Uttam Prakash Agarwal

Non-Executive Independent Director
Mr. Uttam Prakash Agarwal is a Chartered Accountant with three decades of experience in taxation, finance and restructuring having worked extensively in areas such as statutory audit, income leakage audit, Concurrent Audit, Stock Audit, of public sector banks under RBI’s appointment. He also has experience in Companies Audit and Special Audit of Bharat Petroleum, Hindustan Petroleum, Indian Oil & Larsen Turbo, appointed by the Central Board of Excise & Customs. He has carried out statutory Audits of Public sector undertakings & Mutual Funds appointed by The Comptroller Auditor General of India. He also has rich experience in providing tax and business advisory services to private equity investors, banks, investment banks, brokerage houses, and finance companies.
He was a Technical Advisor on the Board of International Federation of Accountants (IFAC), Developing Nations Committee (DNC) of IFAC, and Small and Medium Practices Committee (SMP) of IFAC. He has also been a Member of the Central Direct Taxes Advisory Committee (CDTAC) constituted by the Central Board of Direct Taxes, Department of Revenue, Ministry of Finance, Government of India and Regional Direct Taxes Advisory Committee (RDTAC), New Delhi; the National Advisory Committee on Accounting Standards constituted by the Ministry of Corporate Affairs, Government of India; the Audit Advisory Board and the Government Accounting Standards Advisory Board constituted by the Comptroller and Auditor General of India. He was formerly nominated by the Ministry of Finance between 2009 and 2021 as a member of the Disciplinary Committee constituted by the Council of the Institute of Actuaries of India.

He has been instrumental in introducing a unique concept called UPACA Gurukul situated at Abu Road (Rajasthan). UPACA Gurukul is his effort to provide a comprehensive solution for all the problems faced by CA students. The philosophy that makes it a unique concept is that it provides CA classroom training, hostel facilities, articleship, finishing school, and regular graduation, all under one roof. It incorporates various programs of soft skills and vocational courses which is essential in shaping the overall growth of students with the best surroundings and state-of-the-art facilities.

He has also been the youngest President of the Institute of Chartered Accountants of India (ICAI) in 2009-10 and has been acknowledged by former President of India, Smt. Pratibha Devisingh Patil, for his commendable work in the industry and presented with ‘Recognition of Excellence Award’. He was also awarded with “UDAN 2011” by the Times of India Group Newspaper Navbharat Times.

He has also been contributing his expertise as:

.Member on the Board of Insurance Regulatory and Development Authority (IRDA), Member on the Board of Tariff Advisory Committee of IRDA and also a member of Standing Committee on Accounting Issues (SCAI) constituted by IRDA.
.Member of Sub-Committee (Audit) of the Board for Financial Supervision of Reserve Bank of India.
.Member of IFRS Core Group under the Chairmanship of Secretary, Ministry of Corporate Affairs.
.Member on the Committee on Internal Audit constituted by the Office of Controller General of Accounts, Government of India.
.Member on the Board of the Confederation of Asian and Pacific Accountants (CAPA) and CAPA Sub-committee on Environmental Accounting.
.Member on the Board of South Asian Federation of Accountants (SAFA) and Chairman of SAFA, SMP Committee.
Advisor to Salasar Techno Engineering Ltd. and Payaash Holdings PTE Limited and Group Advisor to Urja Global Limited.

As a prolific speaker, he has addressed various conferences, seminars, and workshops, organized nationally and internationally by ICAI, and has authored several books as well.

Viraf Sirvala

India Sales Head IT Services

Viraf Sirvala, Senior Vice President & Sales Head (India & SAG), has over 30 years of rich and varied experience in Sales, Marketing and System Integration of Digital IT Solutions. He has successfully spearheaded large value Sales deals in Banking, Insurance, Manufacturing, Defence, Power and E Governance sectors amongst others. In the past, he has worked with reputed groups such as Forbes, Wadia and HCL. He also had a successful stint as an entrepreneur in the IT domain. A thought leader and speaker in the field of IT solutions and Business start-ups, Viraf holds a Bachelor of Engineering degree in Electronics and Telecommunication.

Amrita Gangotra

Industry Advisor

An experienced strategist and mentor to start-ups and innovation funds, Ms. Amrita Gangotra serves as a member of several advisory boards. She has played a key role in many business-impacting transformation initiatives. These include revenue-share IT outsourcing deal for Bharti Airtel with IBM, launch of tech platform for Airtel Payment, creating the IT platform for Global Enterprise business at Vodafone, introducing the tools and organization to support the Digital Telco strategy of Vodafone, CWW M&A integration, 4G network roll out and preparing for 5G introduction and more.

Since Jan 2019, Amrita, a commercially focused, award-winning technology leader, has been providing niche consultancy and advisory services specialising in 5G, IoT, AI /ML based digital transformation for Enterprise.

With her vast experience of mentoring start-ups, innovation funds and serving as a member of several customer advisory boards, Amrita brings to 3i Infotech’s Industry Advisory Panel her vast experience gained in India, UK, and Europe of using technology to drive business performance and deliver value in the telecommunications, IT services and FMCG sectors.

Sreerupa Sengupta

Global Head HR

Ms. Sreerupa Sengupta is the Global Head – Human Resources of 3i Infotech. Sreerupa brings over 25 years of cross-functional experience in HR, ITES Operations and Finance. Her experience includes responsible positions in organizations like Wockhardt Ltd, Sembcorp Logistics India Pvt Ltd, Wipro Ltd, Siemens Information Systems and Atos IT Solutions & Services. Prior to joining 3i Infotech in October 2018, Sreerupa was with Nelito Systems Ltd as Head of HR & Admin. She has handled end to end HR functions for global businesses in various industries and has a deep understanding of business processes. Her strength lies in formulating and implementing strategies for Talent Acquisition, Talent Engagement and People Development.

In her current role, Sreerupa drives the HR agenda for the organization across all its businesses and geographies. She is also part of the Senior Management team and is involved in shaping the strategy for the organization. Sreerupa is a Bachelor of Arts (BA) in Economics and holds a Cost & Work Accountancy degree from ICWA.

She is married to Arindam who runs a Media and Communications company. They have twin son and daughter, Shounak and Pritha.

Sreerupa is an avid traveler and looks for new experiences when she travels. She likes reading books of different genres. She enjoys cooking world cuisines and has a passion for fitness and wellbeing too. She loves handlooms and weaves. Her love for people development finds a place in her spare time too, as she likes to coach people.

Rangapriya Goutham

Chief Marketing Officer

Priya joined 3i Infotech to building the CMO practice and her core strength is in the field of Marketing, Strategy and Building Brands. An Alumnus of IIM Bangalore, she has an enviable 22 years of multifaceted experience which includes setting up of new businesses and Start-up to Scale-up expertise in Small, Medium and Large enterprises. Her international experiences include working in US, UK, Singapore and GCC markets. She was involved in setting up of The Edu city in Chennai and is also Strategic consultant Dy.Director for education with Virginia Tech India.

She has worked with large corporates in managing and building their business and creating go to marketing strategies for products and services industries. However, her love for technology drew her into accepting many challenging roles which includes being a CEO of a Global Technology solutions company and her entrepreneurial streak had her partnering in a Digital Venture, while also setting up of co-working spaces; both these she modestly calls “success stories”. Despite her hectic work schedule, she finds time to play an active role in the National board of FICCI FLO as head of Incubation and Mentorship part of FLO Start-up Cell, Ambassador for Chennai “She leads tech”, an initiative of Facebook and few other start-ups as a Director. Priya is married to Goutham an aviator by profession and has one son and an her second son is her pet Oliver.

Amitabh Vartak

Global Head Delivery BPS

Amitabh is the Senior Vice president & Global Delivery Head, BPS . In his long-accomplished career of over 24+ years of experience, he has held leadership positions at Sutherland Global Services, Aditya Birla Minacs/Concentrix, Vertex, Access Healthcare & Conneqt. His experience spans across a wide spectrum of the industries like Telecom, BFSI, Government projects, E-commerce, Consumer Electronics and Healthcare.

Shreesh Katti

Head, Human Capital Management Services

It gives us immense pleasure to welcome Mr. Shreesh Katti, who has joined us as Head- Human Capital Management Services. Shreesh holds a Post-graduate degree in Business Finance. Shreesh has overall 24 years of rich experience in building profitable businesses, managing delivery centres and has been in leadership positions for Human Capital Management Services. He started his career in Recruitment & Professional Services with Genius Consultants. Shreesh will be responsible for managing and growing India, ME and APAC business.

Rajeev Limaye

Company Secretary, Head-Legal and Nodal Officer

Rajeev Limaye – Member of the Institute of Chartered Secretaries and Administrators UK and ICSI, India. Offering 15 years of experience in managing Corporate Law Matters and Legal Affairs. Proven track record of leading a team of professionals and handling complex legal and financial transactions. Ability to strike a balance between facilitating business and ensuring compliance. Handled team of 15 people for the last 4 years.

Mr. Sandeep Kumar Gupta

Nominee Director (Indian Bank)

Mr. Sandeep Kumar Gupta is a science graduate,CAIIB and holds Diploma in ComputerScience. Hehas a rich banking experience of more than three and half decades in banking industry. He has extensively worked in the field for more than 15 years as Branch Head of various branches including Corporate Branch New DelhiMain.He performed dutiesin various capacities in different parts of the country which includes Zonal ManagerKarnal, Patna,and Bangalore. Thus hepossesses more than four years experience as Zonal Manager and FGM. He is an astute and hardcore banker with field level experience and successfully led the largest and most critical states like Maharashtra, Gujarat, Delhi, Bihar, Jharkand, Haryana, Telengana and Karnataka. He has been instrumental in bringing positive structural and cultural changes. He took many new initiatives in forming different verticals in field. He has undergone some very prestigious training programmes in India. His main areas of interest are credit, including Corporate Credit and Foreign Exchange.In the present assignment as FGM, Indian Bank, Mumbai, he has played key role in establishing FGM Office in Mumbai. He successfully effected harmonial amalgamat