As the recent ‘Credit Crisis’ continues to reshape the global financial services industry, there are many institutions whose major focus remains on quickly adapting their business models to this new environment
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Microinsurance is a key component in the financial services package for people at the bottom of the economic pyramid. The poor face more risks than the well-off. These risks are of two types - idiosyncratic (specific to the household) and covariate (common, e.g., drought, epidemic, etc.).
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e-Banking has a bright future as is evident from its rising popularity and the increasing number of online services offered by banks around the globe. However, maximizing such potential requires financial institutions to overcome the growing incidences of identity (ID) theft.
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