Cover Story

The Upside of a Downturn

The current credit crisis that engulfed first the financial industry and then entire economies, has been termed as the biggest financial market turmoil ever since the Great Depression of the 1930s. The consequence has been an increased number of bank failures, a temporary freeze on money markets and sharp drops in equity markets worldwide.

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Kaleidoscope

Kaleidoscope

The Changing Face of Retail Banking In 2009

As the recent ‘Credit Crisis’ continues to reshape the global financial services industry, there are many institutions whose major focus remains on quickly adapting their business models to this new environment

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Tech Focus

Tech Focus

Microinsurance - Insurance for the Poor

Microinsurance is a key component in the financial services package for people at the bottom of the economic pyramid. The poor face more risks than the well-off. These risks are of two types - idiosyncratic (specific to the household) and covariate (common, e.g., drought, epidemic, etc.).

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Benchmark

Benchmark

Digitally yours

e-Banking has a bright future as is evident from its rising popularity and the increasing number of online services offered by banks around the globe. However, maximizing such potential requires financial institutions to overcome the growing incidences of identity (ID) theft.

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Interview

In conversation with Mr. Ramnath Pradeep, Executive Director - Central Bank of India

Mr. Ramnath Pradeep